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850 results, from 41
  • DIW Weekly Report 37 / 2022

    Consumer Debt: Many Borrowers Unaware of Their Interest Rates; Cost Display Influences Likelihood of Accepting Credit Scenario

    The consumer debt of households in Germany totals in the triple-digit billions and is characterized by a wide range of interest rates. Despite the high volume of debt, many people do not know the terms of their consumer credit contracts. This report analyzes new survey data on general knowledge about typical forms of consumer credit, such as the overdraft facility and consumer loans. Women tend to ...

    2022| Antonia Gipp, Jana Hamdan, Lukas Menkhoff
  • Zeitungs- und Blogbeiträge

    Financial Education is Effective and Efficient

    In: VoxEU.org (17.02.2022), [Online-Artikel] | Lukas Menkhoff, Tim Kaiser, Annamaria Lusardi, Carly Urban
  • Refereed essays Web of Science

    Financial Education Affects Financial Knowledge and Downstream Behaviors

    We study the rapidly growing literature on the causal effects of financial education programs in a meta-analysis of 76 randomized experiments with a total sample size of over 160,000 individuals. Many of these experiments are published in top economics and finance journals. The evidence shows that financial education programs have, on average, positive causal treatment effects on financial knowledge ...

    In: Journal of Financial Economics 145 (2022), S. 255–272 | Tim Kaiser, Annamaria Lusardi, Lukas Menkhoff, Carly Urband
  • Externe Monographien

    The Long-Run Effects of Sports Club Vouchers for Primary School Children

    Starting in 2009, the German state of Saxony distributed sports club membership vouchers among all 33,000 third graders in the state. The policy's objective was to encourage them to develop a long-term habit of exercising. In 2018, we carried out a large register-based survey among several cohorts in Saxony and two neighboring states. Our difference-indifferences estimations show that, even after a ...

    Bonn: IZA, 2021, 64 S.
    (Discussion Paper Series / Forschungsinstitut zur Zukunft der Arbeit ; 14246)
    | Jan Marcus, Thomas Siedler, Nicolas R. Ziebarth
  • Refereed essays Web of Science

    The Long-Run Effects of Sports Club Vouchers for Primary School Children

    Childhood obesity is one of the most serious public health challenges of the 21st century. While small-scale experiments change behaviors among adults in the short-run, we know little about the effectiveness of large-scale policies or the longer-run impacts due to habit formation among children. To nudge primary school children into a long-term habit of exercising, the German state of Saxony distributed ...

    In: American Economic Journal: Economic Policy 14 (2022), 3, S. 128-165 | Jan Marcus, Thomas Siedler, Nicolas R. Ziebarth
  • Refereed essays Web of Science

    Marriage, the Risk of Overeducation, and Selection into Both: Evidence from Germany

    Two competing theories of social support and role specialization have been invoked to explain how marital status affects labour market outcomes. Whereas evidence of beneficial labour market outcomes among married men and employed married women favours a social support perspective, evidence of married women’s reduced labour market participation corresponds to a role specialization perspective. We make ...

    In: European Sociological Review 38 (2022), 1, S. 73–87 | Maik Hamjediers, Paul Schmelzer
  • Refereed essays Web of Science

    Active Learning Improves Financial Education: Experimental Evidence from Uganda

    We conduct a randomized field experiment to study the effects of two financial education interventions offered to small-scale retailers in rural western Uganda. The treatments contrast “active learning” with traditional “lecturing” within standardized lesson-plans. After six months, active learning has a positive effect on savings and investment outcomes, in contrast to small or zero effects for lecturing. ...

    In: Journal of Development Economics 157 (2022), 102870, 9 S. | Tim Kaiser, Lukas Menkhoff
  • Externe Monographien

    Financial Education Matters: Testing the Effectiveness of Financial Education Across 76 Randomized Experiments

    Do financial education programs affect financial knowledge and behaviors? We examine this question using a meta-analysis that incorporates studies from the past decade, which saw a rapid increase in financial education research. When examining data from 76 financial education randomized experiments across 33 countries covering over 160,000 individuals, we find that financial education improves both ...

    Denver: NEFE, 2022, 9 S.
    (Insights: Financial Capability ; April 2022)
    | Tim Kaiser, Annamaria Lusardi, Lukas Menkhoff, Carly Urban
  • Diskussionspapiere 2028 / 2022

    Age-specific Effects of Early Daycare on Children's Health

    Over the past decades, the share of very young children in daycare has increased significantly in many OECD countries, including Germany. Despite the relevance of child health for child development and later life success, the effect of early daycare attendance on health has received little attention in the economic literature. In this study, I investigate the impact of a large daycare expansion in ...

    2022| Mara Barschkett
  • Refereed essays Web of Science

    The Transition to Grandparenthood: No Consistent Evidence for Change in the Big Five Personality Traits and Life Satisfaction

    Intergenerational relations have received close attention in the context of population aging and increased childcare provision by grandparents. However, few studies have investigated the psychological consequences of becoming a grandparent. In a preregistered test of grandparenthood as a developmental task in middle and older adulthood, we used representative panel data from the Netherlands (N = 563) ...

    In: European Journal of Personality 37 (2023), 5, S. 560-586 | Michael D. Krämer, Manon A. van Scheppingen, William J. Chopik, David Richter
850 results, from 41
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