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Active Learning Improves Financial Education: Experimental Evidence

We conduct a randomized field experiment to study the effects of two financial education interventions offered to small-scale retailers in Uganda. The treatments contrast "active learning" with "traditional lecturing" within standardized lesson-plans. We find that active learning has a positive and economically meaningful impact on savings and investment outcomes, in contrast to insignificant impacts ...

2018, 73 S. | Tim Kaiser, Lukas Menkhoff
Externe referierte Aufsätze

Where is the Consumer Center? A Case of St. Petersburg

In an urban economy, the distribution of people and real estate prices depends on the location of the central business district of a city. As distance from the city center increases, both prices and population density diminish, for travel costs increase in terms of time and money. As manufacturing gradually leaves the cities, the importance of consumer amenities as attractors of population to the urban ...

In: Regional Science Policy and Practice (2022), im Ersch. [online first: 2020-06-25] | Konstantin A. Kholodilin, Irina Krylova, Darya Kryutchenko
Externe referierte Aufsätze

How Consumers Trade Off Supply Security and Green Electricity: Evidence from Germany and Great Britain

The expansion of renewable energies requires infrastructure investments to at least maintain the stability of electricity grids. Using survey data from residential consumers in Germany and Great Britain, we infer in pecuniary terms the extent to which people are prepared to reward the presence of renewable resources in electricity production and how they trade off this change in the fuel mix against ...

In: Energy Economics 84 (2019), Suppl. 1, 104528 | Christine Merk, Katrin Rehdanz, Carsten Schröder
Brown Bag Seminar Industrial Economics

The Value of Data for Prediction Policy Problems: Evidence from Antibiotic Prescribing

This is an online seminar using Cisco Webex. You will receive the login data with the invitation to the talk. Abstract:   Large-scale personal data collection for the purpose of personalized predictions has been driven by high expectations of efficiency gains in many business and policy settings. Yet, quantifying the trade-off between the costs of linking disconnected silos of personal...

12.02.2021| Shan Huang, DIW Berlin

The Effect of Social Comparison on Debt Taking: Experimental Evidence

A number of studies show that there is a link between social comparison and high levels of household debt. However, the exact mechanisms behind this link are not yet well understood. In this paper, we perform a lab experiment designed to study the eff ects of social image concerns and peer information on consumption choices that can be financed through debt taking. We find that having to announce ...

Munich: Collaborative Research Center Transregio 190, 2019, 27, XXV S.
(Discussion paper / Rationality & Competition, CRC TRR 190 ; 227)
| Antonia Grohmann, Melanie Koch
Diskussionspapiere 1845 / 2020

Hours Risk and Wage Risk: Repercussions over the Life-Cycle

We decompose permanent earnings risk into contributions from hours and wage shocks. To distinguish between hours shocks, modeled as innovations to the marginal disutility of work, and labor supply reactions to wage shocks we formulate a life-cycle model of consumption and labor supply. Both permanent wage and hours shocks are important to explain earnings risk, but wage shocks have greater relevance. ...

2020| Robin Jessen, Johannes König
Externe referierte Aufsätze

Consumption-Oriented Policy Instruments for Fostering Greenhouse Gas Mitigation

Most policy instruments to reduce greenhouse gas (GHG) emissions have focused on producers, and on the energy efficiency of buildings, vehicles and other products. Behavioural changes related to climate change also impact ‘in-use’ emissions, and potentially, emissions both ‘upstream’ (including from imported goods) and ‘downstream’ (eg disposal). Consumption-oriented policies may provide avenues to ...

In: Climate Policy 20 (2020), Suppl. 1, S. S58–S73 | Michael Grubb, Doug Crawford-Brown, Karsten Neuhoff, Karin Schanes, Sonja Hawkins, Alexandra Poncia
Diskussionspapiere 1912 / 2020

Financial Literacy and Intertemporal Arbitrage

We study the role of financial literacy for inter-temporal decision-making using an adapted version of the Convex Time Budget Protocol (Andreoni and Sprenger 2012). While we find no evidence of dynamically inconsistent preferences in the aggregate, we document substantial heterogeneity in choice-patterns and estimated parameters at the individual-level: We find that subjects with higher levels of financial ...

2020| Luis Oberrauch, Tim Kaiser
DIW Applied Micro Seminar

Local News, UGC and Professionals: Evidence from Citizen Journalism

Abstract:  User generated content is increasingly substituting content created by professionals. Local news that is generated by citizen journalists could be a promising way of supporting the struggling newspaper industry by reducing costs for professional journalists. We study a network of 122 local Austrian newspapers operating a hybrid model of citizen and professional journalism. We first...

12.06.2020| Jörg Claussen, Ludwig-Maximilians-Universität München
Brown Bag Seminar Industrial Economics

Modeling Geographical Preferences to Study the Welfare Implication of Airbnb's Presence in the Short-Term Accomodation Market

Abstract:  We study competition between Airbnb and hotel accommodations in Paris in 2017 to assess the welfare implications of Airbnb’s presence on hotels and travelers. The existing literature on the subject exclusively uses across city variation in Airbnb diffusion. Consequently, it does not take into account that the location of an accommodation within a city might be an important...

09.04.2020| Maximilian Schäfer
286 results, from 41