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October 17, 2018

Cluster-Seminar Public Finances and Living Conditions

The Impacts of the Affordable Care Act on Low-Income Household Finances

Date

October 17, 2018
12:30 - 13:30

Location

Anna J. Schwartz Room
Room 5.2.010
Mohrenstraße 58
10117 Berlin

Speaker

Cortnie Anne Shupe

This paper investigates the impact of the Patient Protection and Affordable Care Act (ACA, "Obamacare") on out-of-pocket medical expenditures and access to health care for households across the income distribution. Using a DDD identification strategy and simulated eligibility instruments, I parameterize three of the central policy provisions of the ACA: Medicaid expansion, insurance exchange subsidies and individual mandate penalties, and assess their separate effects. I find that all three policies decreased the OOP of targeted households at the bottom of the income distribution and increased utilization of medical services and access to health care.

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