Diese Arbeit untersucht den Einfluss verhaltensökonomischer Aspekte und Bildung für die finanzielle Entwicklung. Sie besteht aus vier Kapiteln, welche jeweils ein separates Forschungspapier darstellen. Die Kapitel decken folgende Themen ab: Determinanten einer impulsiven Kreditaufnahme, Hindernisse bei finanzieller Inklusion, die Auswirkungen von finanzieller Bildung und die finanziellen Folgen eines ...
Refugees in Germany perceive discrimination due to their country of origin in various life dimensions, which can negatively affect their integration into society. Using IAB-BAMF-SOEP survey data, this report analyzes to what extent refugees perceive discrimination on the labor market, at educational institutions, on the housing market, with public authorities, and in daily life. The results show that ...
This is the first paper to examine experimentally effects of information provision on beliefs about pecuniary and non-pecuniary returns of postgraduate education, enrolment intentions and realized enrolment. We find that our treatment causally affects beliefs measured six months after treatment. The effects on beliefs differ by gender and academic background, and we find that stated enrolment intentions ...
Two competing theories of social support and role specialization have been invoked to explain how marital status affects labour market outcomes. Whereas evidence of beneficial labour market outcomes among married men and employed married women favours a social support perspective, evidence of married women’s reduced labour market participation corresponds to a role specialization perspective. We make ...
Given the high number of refugee children and adolescents around the globe, it is critical to determine conditions that foster their adaptation in the receiving country. This study investigated the psychological adaptation of recently arrived adolescent refugees in Germany. We focused on whether psychological adaptation reflects the organizational approach taken by the school that refugee adolescents ...
We extend standard models of work-related training by explicitly incorporating workers’ locus of control into the investment decision through the returns they expect. Our model predicts that higher internal control results in increased take-up of general, but not specific, training. This prediction is empirically validated using data from the German Socioeconomic Panel (SOEP). We provide empirical ...
Background Evidence on the relationship between socioeconomic position (SEP) and infections with SARS-CoV-2 is still limited as most of the available studies are ecological in nature. This is the first German nationwide study to examine differences in the risk of SARS-CoV-2 infections according to SEP at the individual level.Methods The ‘CORONA-MONITORING bundesweit’ (RKI-SOEP) study is a seroepidemiological ...
This article depicts the selectivity profiles of first-generation immigrants of multiple origins in 18 European destinations and investigates whether educational selectivity is relevant to their labour market performance. The theoretical account starts from the premise that the relative position individuals occupy in the educational distribution of their origin country represents—frequently unmeasured—characteristics ...
Geflüchtete in Deutschland fühlen sich in verschiedenen Lebensbereichen aufgrund ihrer Herkunft diskriminiert. Dies kann ihre Integration nachhaltig beeinträchtigen. Dieser Bericht analysiert auf Basis der IAB-BAMF-SOEP-Befragung, inwieweit sie Benachteiligungen auf dem Arbeitsmarkt, in Bildungseinrichtungen, auf dem Wohnungsmarkt, gegenüber öffentlichen Institutionen und im Alltag wahrnehmen. Die ...