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Financial inclusion of migrants in Germany.

Abgeschlossenes Projekt


Lukas Menkhoff


1. Januar 2017 - 31. Dezember 2018


European Association of Development Research and Training Institutes (EADI)


Centro Studi di Politica Internazionale (CeSPI), Rome

The large numbers of refugees that arrived in Germany over the last few years, has raised the question about how migrants adjust to life in Germany and how easy it is for migrants to integrate into society. One important part of integration is financial integration or financial inclusion. In its simplest form this means both access and use of basic back accounts. In this project we study financial inclusion of Syrian migrants. In order to do this, we interview 30 refugees in Berlin using structured interviews. Furthermore, we conduct two focus group discussions with five refugees each. It is the aim of this project to find out whether Syrian refugees have a bank account in Germany and how they experiences the process of opening this account. We further study use of this account and other financial products. Lastly, we examine the reasons for financial behavior that maydeviate from other parts of the population.